FlagStone Retirement Consultants helps clients develop appropriate and fitting retirement plans. Our recommendations are custom tailored for each client, we constantly monitor your investments and communicate with you to maintain an up-to-date plan to reflect any changes that may have come about since the previous meeting.
Typical Clients of FlagStone Retirement Consultants
We work with clients of all ages however our average client is:
- 50-60 years of age
- Has a 401(k) and or Pension from their employer
- Would like to retire in the next 5 years
- Is concerned about running out of money
Investments- Some of the investments we use are:
- Stocks
- Mutual Funds
- Fixed Rate Investments: Call for current rates
- Muni Bonds- Competitive Tax Equivalent Yields: Call for current rates
- Corporate Bonds and Bond Ladders: Call for a Hypothetical Illustration
- Principal Protected Investments- CD’s, Zero Coupon Bonds and more.
- Annuities
- REITS
- 529 Plans- (College Savings Plans)
We can work with our clients on either a fee based or commission based relationship. It is our goal to explain each option to our clients and let them decide on how they would like to move forward.
Retirement Transition Services-
- Establishing Rollover IRA Accounts
- Ordering retirement paperwork form the plan administrator
- Ordering rollover paperwork from the savings plan
- Tracking the transition process
- Recommendations on how to handle severance monies
- Recommendations on when and how to start social security
- Recommendations on 72(t) payments
- Recommendations on how much and when to start drawing down on your assets
