Please Contact us to run a free Dow “DEPP” Pension estimate and cash flow analysis to determine your future income in retirement.
Dow Chemical Pension Plan Fact Sheet.
Your “DEPP” pension is calculated using three main factors.
- Your Age
- Your Years of Credited Service
- Your HC3A calculation, or the highest 36 consecutive months of earned income while employed.
These three factors will be used to determine what your DEPP account balance will be. Based on your age at retirement you will be assigned a benefit conversion factor. If you divide your DEPP account balance by this benefit factor it will give you your monthly pension payment.
For more information please give us a call or fill out the form to the right.
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Dow Benefits Express
When you have questions:
For general enrollment and eligibility questions, you should contact the Dow Employee Service Center.
Call the HR Service Center at:
800-344-0661 – Toll-free calls in the U.S.
Visit the Employee Service Center Online at:
https://dowpasmodeler.wwwhrt.com/
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For specific questions regarding benefits and claim information, please contact the claims administrator.
Pension:
https://dowpasmodeler.wwwhrt.com/
Savings Plan: Fidelity
https://401k.fidelity.com
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Transfer Agent for DOW Stock- BNY Mellon
800-369-5606
http://www.bnymellon.com/shareowner/isd/
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You may use the following link to look up further Benefit information:
http://www.dowFriends.com
General Benefits Information
Overview (Intranet Only)
Access information on a variety of benefit topics, including health care, insurance, time off and work/life balance.
Contacts
Access a list of benefit providers with contact information.
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Health and Wellness :
Your gateway to health and wellness information and group insurance coverage.
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Savings Plan :
From this site you can enroll in your savings plan 401(k) and access a wealth of investment information. You need a PIN to access this site.
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Pension Estimator :
On this site you can review your estimated pension payments based on assumptions you provide. You need a PIN to access this site.
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Flagstone Retirement Planning can help employees set up a outside savings account using split direct deposit.
Split direct deposit
“:According to the Consumer Federation of America, a large majority of Americans agree the most effective way to build personal savings is to do so automatically by transferring funds regularly from a paycheck to their savings or investment accounts held at external financial institutions. Dow lets employees regularly send their direct deposit to more than one outside account, making it easier to contribute to a savings account. The trend to automate savings is on the rise, notes a study by The Electronic Payments Association (NACHA) and PayItGreen. Some 73 percent who use a direct-deposit service tuck money away in savings or money market accounts. Do people save more money when they use split deposit? A separate study from NACHA revealed that they save up to $90 more per month than those who use another method to save.*”
(*Lockheed Martin Today , January/February 2011 Volume 17, No.1)
This is a great way to establish a relationship with an financial advisor and start building a plan for retirement. Call us today at 866.892.2081 to find out more.
Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, Registered Investment Advisors. Flagstone Retirement Consultants, LLC and NPC are separate and unrelated companies. Flagstone Retirement Consultants and NPC are neither endorsed by, retained by, or affiliated with Dow.
